You have the option to convert your term coverage to an individual permanent plan policy with a private insurer without having to provide proof of good health.
The younger you are when you convert to a permanent plan the better, as your premiums are based on your age when you enroll and are fixed for the life of the policy.
There are specific time limitations for when you are able to convert certain plans of insurance.
This may be the best option for you if:
Disclaimer: The purpose of this site is to provide education on life insurance and financial resources, not to recommend specific products.
If you are in crisis or having thoughts of suicide, visit VeteransCrisisLine.net for more resources.
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Last updated June 6, 2025